Start from just £3/week with faster payouts & the lowest transaction rates. No setup fees, no hidden charges.
The most competitive merchant services package in the UK — built for businesses that want more.
Zero sign-up, setup or installation fees
Debit card rates from just 0.23% onwards
Receive funds within 2–48 hours
Fully operational within 4 working days
From £5 static / £8 portable / £10 GPRS
Ingenico & Verifone cutting-edge terminals
Save up to 70% on your current rates
Business bank account opening assistance
Cash advance, loans & asset finance available
No minimum monthly service charges
We cover £200–£500 of your exit costs
Flexible contract lengths available
Free device for high turnover businesses
Round-the-clock UK-based customer service
Live dashboard for all your transactions
Static, WiFi & Mobile terminal choices
From card machines to business finance — we provide everything under one roof.
Static, portable & mobile terminals with latest Ingenico & Verifone devices.
Complete point-of-sale systems to streamline your business operations.
Accept online payments securely with our integrated payment gateway.
Take phone & mail-order payments from any device with a browser.
Get working capital based on your card sales — flexible repayments.
Competitive business loans tailored to your growth needs.
Commercial and residential mortgage solutions for business owners.
Business insurance packages to protect what matters most.
Transparent pricing, no hidden fees. Pick the package that fits your business.
Best for cost-conscious businesses
For growing businesses needing insights
Free terminal for high-turnover
Short-term with refurbished options
Fill out our quick form with your business details and current processing information.
Our experts review your merchant statement and identify where you can save the most.
Receive a tailored offer with the lowest rates and get set up within 4 working days.
"Switching to MerchantPay saved us over 60% on card processing fees. The setup was incredibly fast and the team was brilliant."
"The analytics dashboard alone is worth it. I can see every transaction in real-time. Best merchant service I've used."
"No hidden fees, no surprises. They bought out our old contract and had us running in 3 days. Highly recommend!"
"Their payment gateway integration was seamless. Our online sales processing costs dropped significantly."
"The portable terminal is brilliant for table-side payments. Customers love the speed and we love the low rates."
The merchant services industry is notoriously opaque. Learn what to look for and how to avoid hidden charges.
Understanding PCI DSS requirements and how to stay compliant without the headache.
Protect your business and customers with the right fraud prevention measures.
No upfront fees. Save up to 70% on your current card processing costs.